financial technology solutions

MOBINET Core Technology

Financial and social empowerment for individuals across Africa through the advancement of technology

No Internet Required

SIMPAY MOBILE PLATFORM

SIMPAY™, our exclusive proprietary banking platform, is combined with virtual SIM overlay technology to connect the finance industry with clients throughout Africa. SIMPAY™ enables institutions to provide financial services to previously unreachable, unbanked populations. It enables real-time processing of financial transactions, anytime and anywhere, without the need for internet access.

Why SIMPAY ?

SIMPAY™ is telecom operator agnostic and ensures end-to-end encryption of user data, providing secure mobile wallets, mobile banking, and other mobile financial services. Rigorous security measures are in place to prevent unauthorized access and ensure a seamless mobile financial services platform.

Your Complete
Payment Ecosystem

SIMPAY Core Functionalities

No Internet Required

No need for expensive data packages and works with or without Internet.

Telco Independent

Works with all telco providers and complies with GSM standards.

Financial Inclusion

Increase access to financial services for both the unbanked and underbanked.

Device Independent

Works on low-end phones, Smartphones and major mobile OS: Android, iOS, Windows Mobile, Symbian.

Customer Experience

Simple, responsive and easy to use as it is menu driven.

Proven Solution

Reliable, secure and proven technology with multi-country deployment.

Cost Effectiveness

Plug-and-play solution leveraging on existing infrastructure. Low deployment and operational cost.

Authentication Methods

Multi-factor and multi-level authentication methods including One Time Passwords (OTP).

Secure Transactions

End-to-end encryption with multi-factor authentication.

Access Independent

Works on various mobile messaging channels including SMS.

Overlay Security

Private key infrastructure and handset data encryption for data storage.

Secure Downloads

Solution works on the STK menu of basic and feature phones with secure downloads for Smartphones.

No Internet Required

No need for expensive data packages and works with or without Internet.

Telco Independent

Works with all telco providers and complies with GSM standards.

Financial Inclusion

Increase access to financial services for both the unbanked and underbanked.

Device Independent

Works on low-end phones, Smartphones and major mobile OS: Android, iOS, Windows Mobile, Symbian.

Customer Experience

Simple, responsive and easy to use as it is menu driven.

Proven Solution

Reliable, secure and proven technology with multi-country deployment.

Cost Effectiveness

Plug-and-play solution leveraging on existing infrastructure. Low deployment and operational cost.

Authentication Methods

Multi-factor and multi-level authentication methods including One Time Passwords (OTP).

Secure Transactions

End-to-end encryption with multi-factor authentication.

Access Independent

Works on various mobile messaging channels including SMS.

Overlay Security

Private key infrastructure and handset data encryption for data storage.

Secure Downloads

Solution works on the STK menu of basic and feature phones with secure downloads for Smartphones.

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